Best Finance Software in 2025

Total spend management for modern finance teams

Airbase (now part of Paylocity) is a comprehensive spend management platform that combines corporate cards, expense management, bill payments, and purchase order workflows into one system. Designed for mid-market companies, Airbase gives finance teams real-time visibility and control over every dollar spent.

Automated AP/AR and spend management for growing businesses

BILL is a leading financial operations platform for small and midsize businesses, automating accounts payable, accounts receivable, and expense management. Trusted by over 470,000 businesses and backed by major accounting firms, BILL streamlines financial workflows and reduces manual processes.

Banking built for startups and tech companies

Mercury is a fintech platform offering banking, treasury, and financial stack tools specifically designed for startups and venture-backed companies. With no monthly fees, powerful API access, and startup-friendly features like SAFE tracking and cap table integrations, Mercury has become the default bank for thousands of US startups.

All-in-one corporate banking and spend management

Rho is an integrated corporate banking and spend management platform that combines a business bank account, corporate cards, expense management, AP automation, and treasury — all in one. Rho targets mid-market and growth-stage companies that want to consolidate their financial stack.

Free expense management and corporate cards for SMBs

Divvy, now rebranded as BILL Spend & Expense, offers free spend management software paired with corporate credit cards that earn rewards. Popular with SMBs and growing teams, Divvy provides real-time expense tracking, budget controls, and automated expense reports without a software subscription fee.

Global corporate spend management for modern finance teams

Mesh Payments is a global spend management platform that gives finance teams complete visibility and control over corporate spending. With virtual and physical cards, automated expense management, and support for 26+ currencies, Mesh is built for global-first companies managing distributed teams.

The all-in-one business travel platform

TravelPerk is the fastest-growing business travel management platform in the world. With the largest global inventory of flights, hotels, and rail combined with expense integration, sustainability reporting, and 24/7 support, TravelPerk makes business travel simple, cost-effective, and compliant for companies of all sizes.

Enterprise-grade travel and expense management

SAP Concur is the market-leading travel and expense management solution for enterprise organizations. With deep SAP ecosystem integration, global compliance coverage, and enterprise-grade controls, Concur manages T&E for thousands of large companies worldwide — though its complexity and cost reflect its enterprise positioning.

Expense reports that don't suck

Expensify is a popular expense management tool known for its SmartScan receipt technology and simple user experience. Widely used by SMBs and growing companies, Expensify automates expense reporting with real-time card feeds, approval workflows, and direct accounting integrations.

Corporate travel management for mid-market and enterprise

Egencia, now part of American Express Global Business Travel, offers managed travel services for mid-market and enterprise companies. With a focus on compliance, duty of care, and cost management, Egencia combines online booking with dedicated travel consultant support for complex global travel programs.